1. Santander’s Green Mortgage Offering
Santander UK now offers a discounted remortgage rate (0.10% lower) on properties with an EPC rating of A or B, available exclusively via brokers and for LTVs between 60%–85%.
In addition, its revamped Greener Homes Hub provides cashback rewards of £250 for £5,000–£9,999 borrowing and £500 for loans of £10,000 or more to fund eligible green home improvements. Partnered support includes free EPC assessments and solar installation guidance via firms like Octopus Energy and Vibrant.
2. Green Cashback: How Much You Can Save
Santander customers who borrow at least £5,000 for improvements such as solar PV, battery storage, heat pumps, EV chargers, insulation, or double glazing may receive up to £1,000 cashback—including solar-specific rewards—if work is completed through one of Santander’s trusted partners by 30 September 2025.
Other lenders like Halifax and Lloyds offer up to £2,000 cashback for heat pumps, with £1,000 for solar and batteries, and £500 for insulation or glazing, though Santander caps at £1,000 for solar/battery cases.
3. Eligible Installations
Here’s what's covered under Santander’s scheme (when using its partners):
Solar PV panels (e.g., GivEnergy, MyEnergi, Tesla)
Battery energy storage systems (e.g., GivEnergy, Tesla Powerwall, MyEnergi)
EV chargers including: MyEnergi Zappi Glo, Tesla Wall Connector, Rolec, or Andersen Quartz
Installations must be completed by TrustMark-registered or MCS-certified installers, submitted within the required timeline, with final invoice documentation submitted per Santander’s claim process .
4. Why Choose These Installations for Homeowners in Hampshire, Berkshire & Surrey
Lower Your Mortgage Rate
If you’re remortgaging your property (60%–85% LTV) with an A or B EPC rating, Santander will apply a 0.10% discount on the interest rate, potentially saving you hundreds in interest over time
Claim Cashback on Green Improvements
Borrow between £5,000–£9,999 and get £250 cashback, or £500 if borrowing £10,000+, potentially £1,000 for solar + battery installs—great value considering the long-term energy bill savings and carbon reduction
Improve Energy Efficiency & Home Value
Upgrading your EPC rating and installing proven green energy technologies like solar and EV chargers not only reduces bills but also enhances resale value and marketability of your home, especially as EPC-aware buyers grow.
5. Local Coverage Areas & Installer Partners
At UKGEI, we support installations across Hampshire, Berkshire, Surrey, including Guildford, Reading, Basingstoke, Farnham, Fleet, Farnborough, Camberley, Bracknell, Wokingham, Hook. We work with installers certified by MyEnergi, GivEnergy, Tesla, Andersen—all compliant with Santander’s trusted partner network.
6. Step-by-Step: How to Benefit from Santander’s Green Offer
Check your current EPC rating if B or A, you’re eligible. If not, consider improvement options.
Request quotes from certified installers (solar PV, battery storage, EV charger).
Submit mortgage/loan application—borrow £5,000+ via Santander for improvements.
Complete install and submit invoice/proof within Santander’s deadline.
Claim your cashback and enjoy reduced mortgage rate & energy bills.
7. Comparison Snapshot
Feature: Santander Greener Homes Scheme
EPC Requirement: EPC A or B (new or upgraded)
Mortgage Rate Discount: 0.10% lower for 60–85% LTV
Cashback: £250 (borrow £5–9.9k), £500 (≥£10k), up to £1,000 for solar/battery
Eligible Technologies: Solar PV, battery systems, EV chargers, insulation, glazing
Completion Deadline: By 30 September 2025
8. Why It Matters
Installing brands like GivEnergy, MyEnergi, Tesla, Andersen not only aligns with Santander’s scheme but also ensures top-tier performance, long warranties, and compliance with lender requirements—so you invest in systems that are reliable, efficient, and future-proof.
Bottom Line
For homeowners in Hampshire, Berkshire and Surrey, Santander’s greener home incentives offer genuine financial incentives to make green upgrades more affordable. By installing solar PV, storage or EV chargers through certified partners, buyers or remortgagors can benefit from a lower mortgage rate, cashback, and long-term savings while boosting EPC performance and reducing carbon emissions.
If you’re ready to explore quotes or need help navigating Santander eligibility or installer options in your area, UKGEI is here to assist every step of the way!
